I have been doing this for a long time and have never witnessed MYGA growth like this. 

MYGAs have shown great sales increases for 8 quarters in a row. And, I believe this is just the tip of the iceberg.

The “Volatility Index” is going through the roof. The Federal Reserve is going to make another big increase in September and I don’t believe they are done hiking rates. Inflation is still way too high, and oil and gas costs are going to increase as winter sets in. People are nervous about deploying money back into the equity markets, they are worried about purchasing bonds and CD's, and Money Market rates aren’t going to do it for Americans. That is why they are flocking to MYGA's. Please read on…

3 and 5 year MYGA rates are above 4% and some are now starting to “tickle” the 4.5% environment. This is proving to be the “short term parking place” for many Americans. Plus, if a new prospect, these people can turn out to be great clients as they will speak with you about the rest of their portfolio.

This is the most simple policy to explain. But, if you need help on a presentation, simply click below and watch our “CD alternative” 4 minute video. It is all that you need to show the consumer. Some insurance companies are starting to offer these rates online directly to the consumer. It is time that you get your share of this business. Simply call one of our marketing consultants, schedule an appointment or simply click below to watch the consumer video.
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Don’t look back and miss the opportunity, as the train is still leaving the station.

I am talking about Final Expense coverage.  Nothing too sexy about this. Look at these features:

• Simplified issue whole life… no moving part
• No Medical  exams or blood draws
• 3 different types of coverage… graded, limited for 2 years, and full coverage day one
• Premiums can’t increase and coverage guaranteed for life
• Coverage as low as $5,000

The fact is, many of your clients have already purchased a Final Expense plan. Why? They want more coverage and without any hassles. The following are a few different rates:

Male 65, non smoker:  $25,000 coverage for about $135 per month

Male 68… about $155

Male 72… about $200

Commission is around 100%... PLUS hefty renewals (remember them?)

Clients can use the 10% free withdrawal for annuities. They can use their RMDs and also cash. Tax free death benefit at a time when it is needed.
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Want to know more and earn an extra $50,000 per year?  Give Levon Justice a call, or click to schedule a phone appointment.  You will be glad you did… and so will your clients. 

Well, we launched the most advanced life product in America. Yep, up to $1 million of term life insurance issued, and placed in force in 10 minutes. This is the “Superman” of term insurance. Okay, I know that we all delete emails. So, I will be very brief…

• Max age for issue is age 60
• Max coverage $1 million… reduced at the older ages
• You use your own URL, take the app on online, hit underwrite and within 10 minutes the policy is issued
  
• Give them a credit card or bank info and place in force
• Email the policy to your client
  
• An old company rated Excellent by AM Best
  
• Oh, commission at 100% and more!

Want to know more? Call and ask to speak with a member of our life department or book an appointment now.  Because, when I say… Good Selling… I mean… Good Selling!

You’ve all heard that scary saying… “I’m from the government and I am here to help you.”  Well, some new help is around the corner from the mess created by inflation.

Many are predicting an up to 10% increase in Social Security payments starting January 1,2023. The actual percentage will be decided in October 2022. So, what does this mean for you and your clients and prospects?

The biggest increase in June life sales was in the 71 years and older market. Whole life was the big winner. So, how about talking to your clients about this?

"Mr./Mrs. Client, you are currently receiving $2,000 per month in Social Security payments. That could increase by $200 in January. Let’s start that additional final expense product with the new Social Security increase. Start today, and the new premium money will be there for you in January."

Interested? Give Levon Justice a call today at 877-844-0900 or click for an appointment to discuss this opportunity for all.

Yep, football season is just around the corner. And we know that a great defense can help propel the offense.  As I watch, listen and read the plans from many of the top money experts and managers in the country, they state that they are placing the clients in a defensive posture. They know that the market will come back but for now… “defense.” So, what does that mean and how do you explain the urgency to your clients? Let’s look…

Yes, your client can purchase a 10 Year Treasury paying about 3%. But if you think inflation will continue, and that the rates on the 10 year will go up… what does that mean to your clients? Simple, if new rates rise, the value of your bond purchase today decreases. Here’s a possible solution for “short termer.” A MYGA… the MYGA outpaces treasuries and Certificates of Deposits and you can layer them.

What about the individual that is concerned about retirement income? Simple... How about a Fixed Index Annuity with a strong lifetime income guarantee? A rate on the income account guaranteed to go up in spite of markets. And if your client desires, a first year income account bonus of 10% or more?

Have some younger clients that purchased a home, have debts, or short term needs? Use our 10 minute issue term insurance policy that will issue up to $1 million of coverage depending on age.

Need a sales presentation? Contact our marketers today… time is a wasting and it is time to play “defense.”