Well, as the band Blood, Sweat and Tears said… ”What goes up, must come down.” That is the equity market. As I have said in the past, I love the equity market and I am still invested. I have been preparing for a downturn with my financial advisor. (Turned in my RIA and Series 7 many years ago). And, I am still working and will, at some time, increase my equity holdings to take advantage of this reduction in values. I have the stomach for it and don’t need Rolaids… but is that the case with most Americans? I don’t think so. Please read on…
Okay, many have predicted, based on history, a 10%, 15%, 20% or 25% loss in values. And, many Americans will get out and never come back. So, how can we help them? Couple of ideas. Loss recovery. Buy a single premium life product via simplified issue. Get a return of premium guarantee. Leverage the single premium to have a death benefit to make up for their losses. Allow the client to access the death benefit, tax free, in the event that they can’t perform 2 of the 6 activities of daily living. If they die, the tax free death benefits paid to the named beneficiaries.
Girls and guys, we have sold millions of this and there is not a better time to present this. Need to know how? Give Levon Justice, Nick or Joe Ohlson a call and find out how you can rescue your clients. Call today or book an appointment. Best of luck.
Okay, many have predicted, based on history, a 10%, 15%, 20% or 25% loss in values. And, many Americans will get out and never come back. So, how can we help them? Couple of ideas. Loss recovery. Buy a single premium life product via simplified issue. Get a return of premium guarantee. Leverage the single premium to have a death benefit to make up for their losses. Allow the client to access the death benefit, tax free, in the event that they can’t perform 2 of the 6 activities of daily living. If they die, the tax free death benefits paid to the named beneficiaries.
Girls and guys, we have sold millions of this and there is not a better time to present this. Need to know how? Give Levon Justice, Nick or Joe Ohlson a call and find out how you can rescue your clients. Call today or book an appointment. Best of luck.
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Until next time… good selling!
Raymond J. Ohlson, CLU, CRC, LACP President and CEO The Ohlson Group 1-877-844-0900 |
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